Everyone, Everyday: Talking About What Matters
Mark Garro 
The road to retirement is a crucial aspect of financial planning, involving a variety of factors that influence when and how you can comfortably retire. Early Entry into the Workforce: A Head Start Beginning your career at 18 can significantly shape your retirement journey. An early start allows more years to contribute to Social Security, … Read more
The Biden-Harris Administration has unveiled a major initiative aimed at sparking innovation and boosting the U.S. economy. Driven by an investment exceeding $530 million, ten American regions identified for their potential as hubs of innovation are set to receive crucial financial support. The U.S. National Science Foundation’s Regional Innovation Engines program promises to revolutionize industries … Read more
Even with the economy looking up and recession worries dwindling, the cost of living continues to make the American Dream seem like just a fantasy for the majority. Economic Indicators Mislead The economy shows signs of strength with low unemployment rates and growth, but these positive indicators mask the everyday struggles of average Americans. High … Read more
Recent survey data highlighting the state of savings accounts in the United States reveals a concerning trend. With inflation on the rise and wages struggling to keep pace, American bank balances are in a dire state. The Alarming Reality of Savings In a survey conducted by GOBankingRates, the data shower an astonishing one third of … Read more
The latest report from the Federal Reserve highlights a troubling trend: Americans are now grappling with over $1 trillion in credit debt. This staggering figure reflects a deepening financial crisis for many households across the nation. High-Interest Rates Exacerbate the Issue Bruce McClary of the National Foundation for Credit Counseling points out that credit card … Read more
As the global elite convene at the World Economic Forum (WEF) in Davos, a stark contrast emerges between the burgeoning wealth of billionaires and the financial struggles of the majority. This divide signals a critical examination of current economic systems and their impact on global wealth distribution. Surging Billionaire Wealth The world’s five wealthiest individuals … Read more
With the U.S. Securities and Exchange Commission’s recent approval of the first-ever spot bitcoin ETFs, the investment world is in a flurry of excitement. The development not only adds a new dimension to cryptocurrency investment, but also opens up broader opportunities for both individual and institutional investors. SEC Approves Bitcoin ETFs The SEC’s nod to … Read more
Right now, there’s a huge debate about immigration in the U.S., and it’s not just about politics — it’s about the economy’s future. Some folks in the Senate want to tighten up border security and cut down on immigration, but not everyone’s on board. Experts are chiming in, saying this could really slow down economic … Read more
America’s immigration debate is as old as the country itself, but the economic implications of welcoming new residents are often overshadowed by political rhetoric. Yet, the numbers tell a compelling story of contribution and growth. Entrepreneurship and Economic Growth Immigrants are not just workers; they are also innovators and entrepreneurs. Despite making up about 15% … Read more
The Biden administration is taking steps to put a cap on how much banks can charge consumers for being late on credit card payments. This proposal is causing quite the stir among banks and credit card companies. While the plan could save people billions, industry experts are concerned it might end up causing more problems … Read more